Our investment management
UNDERSTANDING YOUR NEEDS
The investment management process flows naturally from the Financial Planning Process. For clients who only use our investment management services, we start by getting to know you and your goals, means and objectives.
STRATEGIC ASSET ALLOCATION
We build a portfolio based on your needs and risk tolerance, diversifying across geography, asset class, strategy and company. This is best accomplished when we manage all of your investments, but if you have outside investment managers, we can adapt allocations to try to get your total portfolio properly matched with your needs.
You get an Investment Policy Statement drafted by us, to be reviewed and approved by you that dictates how your wealth is managed.
|We mostly use Exchange Traded Funds (ETF) for transparency, tax-efficiency and diversification. We have spent significant time researching strategies we believe have durable advantages and finding funds that express these strategies well.
TACTICAL ASSET ALLOCATION
If understanding your needs is determining where you want to go, strategic asset allocation is your map to get there, and security selection is choosing the right car, then tactical asset allocation is navigating around traffic jams and road obstacles. It is temporarily adjusting the portfolio in response to the opportunities available.
MAINTAINING & UPDATING STRATEGY
While our Investment management service does not include comprehensive financial planning, it is offered as wealth management, so we will do tax planning, any planning related to investments and basic financial planning as part of the service.
OUR FEE FOR INVESTMENT MANAGEMENT IS 1% OF ASSETS UNDER MANAGEMENT, WITH A PRICE BREAK AVAILABLE ON THE PORTION OF A PORTFOLIO OVER $1 MILLION.
OUR MINIMUM ANNUAL CHARGE FOR INVESTMENT MANAGEMENT IS $3,000.
While every conversation is different, you should expect to cover some general information and get a sense of what it’s like to collaborate with us.